The truth is out.

In the face of a global crisis, the president can't stop making it about himself.

LONDON - It’s definitely a farewell. But will it be fond?Prince Harry and his wife, Meghan, the Duchess of Sussex, will fulfil their final royal commitment when they appear Monday at the annual Commonwealth Service at Westminster Abbey in London. It's the last time they will be seen at work with the entire royal Windsor clan before they fly off into self-imposed exile in North America.The service marks the end of a two-month drama that began when the couple announced plans to walk away from their roles as senior members of Britain's royal family and into a world where they will have to earn a living, pay their own way and even open some doors for themselves.It's uncharted territory for the House of Windsor, even as the family seeks to downsize."I think this is a blow because I don’t think (the Windsors) would have envisaged that the slimmed-down monarchy would have actually meant that there was no role for Meghan and Harry,’’ said Pauline Maclaran, co-author of “Royal Fever: The British Monarchy in Consumer Culture.” “I mean, they really brought a new dimension to the royal family brand."It wasn't supposed to happen this way.Less than two years ago, Harry and Meghan were seen as a golden couple that would help extend the royal family's appeal to a new generation. Their wedding on May 19, 2018, united a grandson of 93-year-old Queen Elizabeth II with the former Meghan Markle, a bi-racial American actress who had starred for seven years on the U.S. television series "Suits.'' George Clooney, Serena Williams and Elton John attended their wedding at Windsor Castle, which ended with the royal couple kissing for their flag-waving fans and riding through the streets in a horse-drawn carriage.But the horses were barely back at the stable before pressures intensified on the couple, who became the Duke and Duchess of Sussex on their wedding day.Even before the ceremony, Britain's tabloid newspapers featured stories about a rift between Meghan and her father. When Meghan became pregnant, some commentators criticized her for jetting off to New York for a baby shower, a strange American tradition to many in Britain. Others lampooned Meghan's politically correct pronouncements on the environment and women's rights.Meghan's supporters saw racism at work. Harry publicly defended his wife and directed his anger at the intrusive media he has resented all his life because of the paparazzi’s role in chasing his mother, Princess Diana, on the night in 1997 when she died in a Paris car accident.The prince himself was stung by media reports of a split between him and his older brother, Prince William. The notion that the brothers and their glamorous wives would be a royal "Fab Four'' for the 21st century began to fade.“For me, and for my wife, of course there's a lot of stuff that hurts, especially when the majority of it is untrue,'' Harry, 35, told ITV News last fall. ”I will not be bullied into playing a game that killed my mum.''Then in January, the couple sparked a royal crisis when they revealed that they intended to step back from their duties as senior members of the royal family. The move came after holiday pictures were released of the queen along with son Prince Charles, grandson Prince William and great-grandson Prince George. The future was pictured and Harry wasn't part of it.In a personal statement, Harry and Meghan revealed that they intended to become “financially independent” and "balance” their time between the U.K. and North America, while continuing to honour and serve the queen. They wanted, in essence, to be part-time royals.Hours later, Buckingham Palace issued a statement hinting that this part-time notion had caught some in the royal household by surprise. Discussions with the Duke and Duchess, it said, were “at an early stage.?With his ginger hair, close-cropped beard and easy manner, Harry had become one of the royal family's most popular members after shedding the hard-partying image of his youth. The youngest son of Charles and the late Princess Diana, Harry is sixth in line to the throne, after his father, William and William's three children. More importantly, he and William were seen as a new generation who would modernize the royals.But there's no precedent for a part-time role in the House of Windsor's family firm. After all, Edward VIII was largely shunned by the royal family after he abdicated the throne to marry American divorcee Wallis Simpson in 1936.Anguish followed the dueling announcements.Aggrieved taxpayers insisted that Harry and Meghan repay the 2.4 million pounds ($3.1 million) of public money spent to renovate the house in Windsor where they had planned to live. Their social media feeds, normally full of heart-shaped emoticons, were flooded with ill-tempered commentary about their decision to abandon Britain.A family summit sought to hash out a way forward.Finally, the queen stepped in: Harry and Meghan would stop carrying out royal duties in March, would pay back the renovation costs and would receive no public money after they stepped aside. While Harry and Meghan would always be part of the royal family, they won't be allowed to use the word "royal'' to earn a living.That meant the couple had to abandon plans to use the “SussexRoyal” brand they had sought to trademark.So, what now?Well to start with, they won’t use their royal titles.But other issues remain: how will Harry and Meghan earn a living and who will pay for their security, which has until now been financed by U.K. taxpayers? The Canadian government has said it will not.The couple are expected to earn their keep at least partly through speaking engagements - sort of like the Obamas. They already spoke at a JPMorgan investment conference last month in Florida, but it isn't known whether they were paid.Simon Morgan, a former royal protection officer, estimates their security costs at "several million'' pounds a year.“When you look at the royal family, their security package is very much built on a model from cradle to grave,'' said Morgan, the director of operations and training for the security firm Trojan Consultancy. ”It's built on an element of rapport and trust ... when we talk about the cost, the initial setup of that team will be quite important."But many royal watchers are more interested in what caused this seismic shift in the British monarchy. Some blame Meghan, who admitted last year that adjusting to royal life had been difficult.The 38-year-old Los Angeles native graduated from Northwestern University and carved out a career in movies and television long before she met Harry. The couple’s first child, Archie, was born in May 2019.Harry and Meghan’s agreement with the queen calls for their decision to be revisited in a year. They may choose to return to front-line duties, where their super-celebrity status allows them to highlight their favourite causes.But will they miss it? Meghan might miss the events like one on Friday, in which she urged male students to honour the women in their lives. Ecstatic students offered rapturous applause at her message of empowerment.Harry for his part has a special bond with British military causes, such as the Endeavour Fund, which helps wounded service personnel use sports to recover from their injuries. He promised he wouldn't go away.“A lot of you tonight have told me you have my back,’’ he said in a veiled reference to his royal struggles. “Well I’m also here to tell you, I’ve always got yours.’’___Read more AP stories about the British monarchy at https://apnews.com/PrinceHarryDanica Kirka, The Associated Press

“It takes a lot out of you.”

As the coronavirus continues to spread globally, there's a growing chance that it may affect your travel plans. If you're booking a trip or contemplating cancelling your current one, here's what you need to know right now.Will my insurance cover me?Many Canadians are discovering that - much to their surprise - their trip cancellation insurance doesn't provide coverage if they cancel their trip due to fears of the coronavirus. Generally, travellers who bought regular insurance will only get reimbursed for a coronavirus-related trip cancellation if it was booked before Ottawa issued an advisory against non-essential travel to their destination.Currently, China, Iran, northern Italy and parts of South Korea are on the federal government's travel advisory list because they each have high numbers of coronavirus cases. And a warning: even if your travel destination makes the list, cancellation coverage is no longer guaranteed. In a new development this week, at least two Canadian insurance providers - Manulife and TuGo - have stopped offering coronavirus-related cancellation coverage for new customers.Trip cancellation insurance is supposed to compensate travellers for unexpected mishaps, and both Manulife and TuGo have now deemed the coronavirus a "known" event that people are well aware of when booking their trips. Travel insurance broker Martin Firestone predicts other companies will follow suit, so he advises travellers to investigate just what their insurance will cover before signing up. "We're in a very fluid situation right now," said Firestone, with Travel Secure in Toronto.For new customers who want a guarantee they'll still be covered, Orion Travel Insurance - which is owned by the Canadian Automobile Association - pledged on Friday that it will continue to cover coronavirus-related trip cancellations. Stopovers are included If you have the right cancellation insurance, Firestone said it will kick in even if a country where you have a layover gets added to the government's travel advisory list. "Even a stopover by a plane in one of the affected regions is good enough to trigger the cancel mechanism," he said. "Just because you were flying in for 10 minutes and landing and not even necessarily getting off the plane, that would have been enough."When the government advised against non-essential travel to northern Italy this week, Firestone said that allowed six of his clients to cancel their trip and get a full refund. All six were headed on a cruise that had just one port of call in northern Italy. "One port did it," he said. "They were relieved."Marjolaine Savoie of Vancouver hoped the same rules would apply to her family's trip. Back in August, she booked a vacation for herself, her 11-year-old son and her 72-year-old mother to visit Vietnam during March break. As the coronavirus spread beyond China, Savoie decided to cancel her trip, concerned about her mother, who already suffers from diabetes and asthma."I would never be able to forgive myself if we go and she gets sick."Savoie had purchased cancellation insurance and was disappointed when her provider refused to reimburse her for the $2,590 she spent on plane tickets - because Vietnam isn't on Canada's travel advisory list. "Why do we bother buying travel insurance?" said a frustrated Savoie. "I would have expected that they would at least reimburse me a portion of it."She pointed out that her flight had a stopover in Taiwan which, according to China, is part of that country. However, while the Canadian government has posted an advisory against non-essential travel to China, Taiwan, which is listed separately, has no travel restrictions.Added protectionFor travellers who want bullet-proof protection, some insurance providers offer a "cancel for any reason" option.Firestone said he's not a fan of this option because it's pricey and won't cover the full cost of a cancelled trip."It's so outrageously expensive that it just doesn't make sense."He does recommend getting medical insurance while travelling, which Firestone said should still provide coverage if you happen to catch the coronavirus - as long as you're not visiting a country that's already on Canada's travel advisory list.Another way travellers can protect themselves is to book with a travel provider that offers a flexible cancellation or change policy during the coronavirus outbreak. Air Canada, WestJet, Air Transat and Sunwing each announced this week that customers who book a flight or, in some cases, a vacation package, for a specific period in March can make changes without paying a change fee. Some cruise lines are also temporarily revising their cancellation policies. For a period of time, Viking Cruises is waiving cancellation fees for customers and Princess Cruises and Carnival Cruise Line will reimburse any change fees in the form of a future cruise credit. Carnival is also offering an incentive for passengers to not cancel. According to the company, customers booked on a cruise departing before April 1 will receive up to $200 US in credit to spend on the ship - as long as they don't change their cruise date. More travel providers may start loosening their cancellation policies or offering incentives to book right now, so travellers should shop around before booking a trip during these uncertain times.

The 12-year-old walked her first red carpet alongside the NBA star and Gabrielle Union.